More Americans Insured Under Obamacare

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More Americans Insured Under Obamacare | JT Insurance ServicesA new Gallup poll has shown that five percent of Americans are newly insured since the implementation of Obamacare. This represents a significant number of Americans who previously were uninsured and are now covered due to the national policy change. While information about the Affordable Care Act is still developing, it is clear that coverage has widened to include a significant portion of Americans who previously had no coverage.

Click here to read the full article by David Robinson for Albany Business Review.

The Importance of Finding a Dental Insurance Quote

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The Importance of Finding a Dental Insurance Quote | JT Insurance ServicesDental health insurance plans can vary widely, but are incredibly valuable for you and your family to invest in. Direct Reimbursement programs reimburse patients for a set  percentage of dental care, while UCR programs provide more options for care. Table programs determine a list of covered services, and capitation programs pay contracted dentists a predetermined, fixed amount. However, the optimal way to find the best dental insurance for you and your loved ones is by doing your research and obtaining a dental insurance quote.

Click here to read the full article for WebMD.

Considering Covered California

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Considering Covered California | JT Insurance ServicesEveryone wants to be able to take care of themselves and their families when it comes to medical expenses. Those who do not have good coverage often find that simple trips to the doctor because one of their children is getting bronchitis can be extremely costly. The costs can be compounded when something more serious occurs. There are health insurance companies that will do their best to provide excellent insurance at affordable prices so that everyone can be covered under the Covered California plan.

No matter what someone’s individual circumstances might be, it is possible for them to find an insurance plan that will fit their needs. There are insurance plans that will provide coverage for individuals and families, as well as people who are over 65 years old. There are insurance plans that will provide coverage for those who have a critical illness, and will also help people who receive injuries in an accident. Most people need an insurance plan that will cover visits to the dentist or the eye doctor. Finding the right plan is definitely possible, but it does often require a little bit of research to find the right plan for the right price. Those who take the time to find a plan that fits their needs will be grateful to be covered in California.

Anyone who needs to find an affordable insurance plan should contact a health insurance company immediately. These companies will provide their customers with different quotes, so they can find the insurance plan that is right for them. These companies will also have a lot of information about what types of resources may be available for individuals and families that are in a low income bracket.  They will be able to help people find out if they are eligible for government subsidies on an insurance plan. There is no reason that any individual cannot be covered in California. You may still qualify for Covered California, though open enrollment has ended. Talking to the right people, and asking the right questions can lead to everyone finding an insurance plan that they can afford.

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You can find me on Twitter via @Obamacare_Guru
Come and visit our blog at http://healthplansforyou.com/blog/

Finding Affordable Health Insurance in 2014

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Finding Affordable Health Insurance in 2014 | JT Insurance ServicesFinding affordable health insurance has become even more available this year, with the biggest changes in healthcare affecting the system since the creation of Medicare. With insurance now mandatory for almost all Americans, these tips, such as working with a knowledgeable agent, doing your research, and checking out various types of insurance, will help you make the best decision for insurance.

Click here to read the full article by Jack Hungelmann for Bankrate.

Farmworkers’ Insurance Not Up To Obamacare Standards

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Farmworkers' Insurance Not Up To Obamacare Standards | JT Insurance ServicesThe current health insurance plan for farmworkers, first implemented by Cesar Chavez years ago, does not meet the newest rules for Obamacare. Farmworkers currently covered by this plan will need to purchase supplemental insurance in order to comply with the Affordable Care Act’s standards.

Click here to read the full article by Chris Megerian for LA Times.

Taking Care of Life’s Basic Needs With Affordable Individual and Family Health Insurance

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Taking Care of Life’s Basic Needs With Affordable Individual and Family Health Insurance | JT Insurance ServicesLife is not always easy to predict. People who are totally healthy can get injured in an accident, or get critical illnesses. The medical bills that are accumulated when this happens can be incredibly high. There are very few people who are able to pay these bills without some kind of health insurance. Unfortunately, some people have trouble being able to pay the monthly premium that insurance policies require. Since it is becoming quite clear that health insurance is an absolute need, there are health insurance providers that are making it possible for people to get individual and family health insurance at prices they can afford.

Although some people have a hard time making a monthly payment on an insurance policy, in the long run they end up saving themselves a lot of money. Those who have adequate health insurance are more likely to go to the doctor when an illness is just starting. If certain illnesses are caught early on, treating them can be quite simple. However, people who do not have health insurance will often wait to go to the doctor because they cannot afford the down payment. In many cases, the illness will progress and the treatment of the illness becomes more difficult and more expensive. Those who have individual and family health insurance policies end up saving themselves a lot of money, and they can prevent a lot of pain and suffering by catching injuries and illnesses early on.

What about people who simply do not have enough money to pay for an insurance policy each month? Fortunately for them there are many options available. People in low income brackets can qualify for government subsidies on health insurance. Individuals who are searching for individual and family health insurance should immediately contact an insurance provider to find out what options are available to them. Everyone should have the ability to take care of their basic needs. With the help of an insurance provider, everyone can obtain affordable health insurance so they can live happy and healthy lives.

If you are reading this on any other blog than JT Insurance Services or via my RSS Feed, it is stolen content without credit.
You can find me on Twitter via @Obamacare_Guru
Come and visit our blog at http://healthplansforyou.com/blog/

Affordable Care Act: What You Should Know

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Affordable Care Act: What You Should Know | JT Insurance ServicesThe new mandate under the Affordable Care Act requires Americans to have health insurance, with a few special exceptions. Insurance can be obtained through your employer, through your state marketplace, through an insurance broker, or from a public health group. If you break the law, fines can be up to 1% of your income.

Click here to read the full article on WebMD.

Exemptions Limit Estimates of Obamacare Penalties | JT Insurance Services

Exemptions Limit Estimates of Obamacare Penalties

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The Affordable Care Act requires that all Americans have health insurance, or they will be subject to a tax up to one percent of their income. While the focus of Obamacare is on universal healthcare for the American people, certain exemption rules limit the requirement. A reevaluation of the exemptions reduced the expected number of Americans paying Obamacare penalties from 6 million to 4 million people.

Click here to read the full article by Alex Wayne for Insurance Journal.

Understanding the Need for Accident Insurance | JT Insurance Services

Understanding the Need for Accident Insurance

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Anyone who has been seriously injured in any type of accident knows that it can be extremely expensive. Going to the hospital, receiving x-rays, pain medication, on-going physical therapy, can all add up very quickly. That is why many individuals feel better if they have accident insurance. This type of insurance is meant to ease the financial burden that an accident may cause. There are three basic types of this kind of insurance.

The first type is called car accident insurance. Car accidents can be extremely hard to predict, and when they do occur, they can cause a lot of damage. This type of insurance can apply to any type of road vehicle, including motorcycles, cars, and trucks. This insurance can provide coverage for damages to the vehicle, as well as injuries that are sustained during the incident. Many individuals will also get insurance that will cover any accident that they have while they are traveling either domestically or internationally. It focuses on accidental death &dismemberment, or AD&D. The individual with this kind of insurance may receive any applicable life insurance benefits if they are on a trip that has been insured.

The third type of insurance that covers accidents is meant for occupational accidents. Employers will often provide this type of insurance to their employees because they want to mitigate the costs that may accumulate if one of their employees is injured on the job. In the long run, it can save the employers a lot of money. This type of insurance commonly has three components: accidental disability, accidental medical and accidental death & dismemberment.

Many people find that it is important to have accident insurance. One day someone may be perfectly healthy and have no medical problems whatsoever, but that can all change in a flash unfortunately. Those who have adequate insurance will be able to pay for necessary medical costs so they can get back on their feet as soon as possible.

If you are reading this on any other blog than JT Insurance Services or via my RSS Feed, it is stolen content without credit.
You can find me on Twitter via @Obamacare_Guru
Come and visit our blog at http://healthplansforyou.com/blog/

How Long Does Life Insurance Last? | JT Insurance Services

How Long Does Life Insurance Last?

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Often times individuals choose to purchase life insurance that will benefit their loved ones when they are no longer around. On average, people will expect life insurance to “cover expenses for at least 14 years after they die – but in reality, the money is usually enough to cover only three years of expenses.” This new information may affect how Americans look at life insurance coverage and financial planning for their families’ futures.

Click here to read the full article by Jonnelle Marte for Washington Post.