Some small and medium businesses are considering reimbursing employees for individual health insurance, rather than providing group health insurance. One clear advantage is that individual health insurance is much less costly and provides many more options for employees. This is a newer approach to employer/employee health insurance plans and may become a popular option in the coming years.
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Numbers and information regarding the Affordable Care Act seem to still be trickling in, but the main question in Americans’ minds is whether or not insurance will cost them more, or less, under Obamacare. New academics’ reports are showing that older women, aged 55-64, may face higher premiums for individual health insurance in the marketplace
Click here to read the full article by Joann Weiner for Washington Post.
A new Gallup poll has shown that five percent of Americans are newly insured since the implementation of Obamacare. This represents a significant number of Americans who previously were uninsured and are now covered due to the national policy change. While information about the Affordable Care Act is still developing, it is clear that coverage has widened to include a significant portion of Americans who previously had no coverage.
Click here to read the full article by David Robinson for Albany Business Review.
Dental health insurance plans can vary widely, but are incredibly valuable for you and your family to invest in. Direct Reimbursement programs reimburse patients for a set percentage of dental care, while UCR programs provide more options for care. Table programs determine a list of covered services, and capitation programs pay contracted dentists a predetermined, fixed amount. However, the optimal way to find the best dental insurance for you and your loved ones is by doing your research and obtaining a dental insurance quote.
Click here to read the full article for WebMD.
Everyone wants to be able to take care of themselves and their families when it comes to medical expenses. Those who do not have good coverage often find that simple trips to the doctor because one of their children is getting bronchitis can be extremely costly. The costs can be compounded when something more serious occurs. There are health insurance companies that will do their best to provide excellent insurance at affordable prices so that everyone can be covered under the Covered California plan.
No matter what someone’s individual circumstances might be, it is possible for them to find an insurance plan that will fit their needs. There are insurance plans that will provide coverage for individuals and families, as well as people who are over 65 years old. There are insurance plans that will provide coverage for those who have a critical illness, and will also help people who receive injuries in an accident. Most people need an insurance plan that will cover visits to the dentist or the eye doctor. Finding the right plan is definitely possible, but it does often require a little bit of research to find the right plan for the right price. Those who take the time to find a plan that fits their needs will be grateful to be covered in California.
Anyone who needs to find an affordable insurance plan should contact a health insurance company immediately. These companies will provide their customers with different quotes, so they can find the insurance plan that is right for them. These companies will also have a lot of information about what types of resources may be available for individuals and families that are in a low income bracket. They will be able to help people find out if they are eligible for government subsidies on an insurance plan. There is no reason that any individual cannot be covered in California. You may still qualify for Covered California, though open enrollment has ended. Talking to the right people, and asking the right questions can lead to everyone finding an insurance plan that they can afford.
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Finding affordable health insurance has become even more available this year, with the biggest changes in healthcare affecting the system since the creation of Medicare. With insurance now mandatory for almost all Americans, these tips, such as working with a knowledgeable agent, doing your research, and checking out various types of insurance, will help you make the best decision for insurance.
Click here to read the full article by Jack Hungelmann for Bankrate.
The current health insurance plan for farmworkers, first implemented by Cesar Chavez years ago, does not meet the newest rules for Obamacare. Farmworkers currently covered by this plan will need to purchase supplemental insurance in order to comply with the Affordable Care Act’s standards.
Click here to read the full article by Chris Megerian for LA Times.
Life is not always easy to predict. People who are totally healthy can get injured in an accident, or get critical illnesses. The medical bills that are accumulated when this happens can be incredibly high. There are very few people who are able to pay these bills without some kind of health insurance. Unfortunately, some people have trouble being able to pay the monthly premium that insurance policies require. Since it is becoming quite clear that health insurance is an absolute need, there are health insurance providers that are making it possible for people to get individual and family health insurance at prices they can afford.
Although some people have a hard time making a monthly payment on an insurance policy, in the long run they end up saving themselves a lot of money. Those who have adequate health insurance are more likely to go to the doctor when an illness is just starting. If certain illnesses are caught early on, treating them can be quite simple. However, people who do not have health insurance will often wait to go to the doctor because they cannot afford the down payment. In many cases, the illness will progress and the treatment of the illness becomes more difficult and more expensive. Those who have individual and family health insurance policies end up saving themselves a lot of money, and they can prevent a lot of pain and suffering by catching injuries and illnesses early on.
What about people who simply do not have enough money to pay for an insurance policy each month? Fortunately for them there are many options available. People in low income brackets can qualify for government subsidies on health insurance. Individuals who are searching for individual and family health insurance should immediately contact an insurance provider to find out what options are available to them. Everyone should have the ability to take care of their basic needs. With the help of an insurance provider, everyone can obtain affordable health insurance so they can live happy and healthy lives.
If you are reading this on any other blog than JT Insurance Services or via my RSS Feed, it is stolen content without credit.
You can find me on Twitter via @Obamacare_Guru
Come and visit our blog at http://healthplansforyou.com/blog/
The new mandate under the Affordable Care Act requires Americans to have health insurance, with a few special exceptions. Insurance can be obtained through your employer, through your state marketplace, through an insurance broker, or from a public health group. If you break the law, fines can be up to 1% of your income.
Click here to read the full article on WebMD.
The Affordable Care Act requires that all Americans have health insurance, or they will be subject to a tax up to one percent of their income. While the focus of Obamacare is on universal healthcare for the American people, certain exemption rules limit the requirement. A reevaluation of the exemptions reduced the expected number of Americans paying Obamacare penalties from 6 million to 4 million people.
Click here to read the full article by Alex Wayne for Insurance Journal.