Affordable health insurance is one of those hot topics in America right now. Finding the right health insurance for your family at a rate you can afford may seem difficult. However, there are some surefire ways that you can save money on your insurance premiums while making sure your family is covered.

One of the simplest things you can do to save money on your health insurance premiums each month is to switch to a higher deductible. Although you will pay more out of pocket in the event you have to file a claim, your monthly premiums will go down.

Find out what perks are available through your health insurance plan. For instance, some insurance companies will provide members with bonuses or even discounts in monthly premiums for participating in members-only clubs. Other programs encourage healthy living by providing discounts to members who regularly report fitness or diet goals. This has been a popular option in group health insurance plans for years, but there are also some companies that provide these perks for individual health plans as well. The discounts might not be significant but every little bit counts when trying to get affordable health insurance options. Continue reading Affordable Health Insurance | Where to Look →