Obamacare: The Next Big Benefit Change | JT Insurance Services

Obamacare: The Next Big Benefit Change

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Under the Obama administration, another new change has been approved that will go into effect as soon as this month. The new switch to what is called “reference pricing” may slow healthcare spending, while making health insurance even more complex. Employers have the opportunity to cap what they will spend on certain medical costs, leaving employees to pay the extra cost. Will this have a great effect on how Obamacare moves forward in our nation?

Click here to read the full article by Julie Appleby for Washington Post.

Tips for New Parents Considering Life Insurance | JT Insurance Services

Tips For New Parents Considering Life Insurance

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Life insurance is incredibly important for the future of both individuals and families. As new parents begin to grow their families, it may be time to consider life insurance that will best benefit all family members and ensure a financial safety net in time of need. Five main tips may be key to helping new parents determine their options for life insurance to protect themselves and their loved ones in the event of future harm.

Click here to read the full article by the Associated Press for Washington Post.

Individual and Family Health Insurance | JT Insurance Services

Ensuring Greater Peace of Mind With Individual and Family Health Insurance

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It is impossible to know what life is going to throw at you. One day you may be perfectly healthy, but by the next it is possible to be totally incapacitated. People get into car accidents, break their necks slipping in the shower, and discover that they have some type of cancer every day. While it is not fun to dwell on all of the negative possibilities, there is no reason that you should not prepare for them. Having individual and family health insurance is a necessity. With the right insurance company, it is possible to get great coverage for an affordable monthly premium. It just takes a little research.

Even if you are lucky enough to never have something terrible happen to you, such as receiving an injury in a car accident, it is important to have individual and family health insurance. A simple trip to the doctor because you or your child gets strep throat or pneumonia can be extremely costly if you do not have any coverage. With recent legislation, those who do not have health insurance also receive tax penalties. In the long run, paying an affordable monthly premium for health insurance is actually going to save a lot of money. This is especially true if you suddenly find yourself in a situation in which you need substantial medical care.

Do not live your life with a dark cloud over your head. There is no reason to wake up in the morning hoping against hope that nothing bad will happen to you or a family member because you do not have the means to pay for unexpected medical care. Do a little research and find a health insurance company that will give you coverage at a monthly premium that you can afford. Hopefully, you and your family will remain in excellent health throughout your lives. If you do get sick however, having great individual and family health insurance can save your life. This way, you can hope for the best but be prepared if the worst should happen.

If you are reading this on any other blog than JT Insurance Services or via my RSS Feed, it is stolen content without credit.
You can find Paul Oliver on Twitter via @Obamacare_Guru
Come and visit our blog at http://healthplansforyou.com/blog/

Obamacare and Health Reform

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Obamacare and Health Reform | JT Insurance ServicesShould health reform be top down or bottom up? While there are many questions  being asked in regards to health reform and Obamacare, Forbes Online addresses an interesting concern. Chris Conover suggests that Americans should become more educated about the way to go about reforming our health care system and debate whether it should begin with Congress and the President or consumers learning and understanding the intricate aspects of our system.

Click the link to read the full article >>>

Protecting Yourself With Accident Insurance

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Accidents always happen to people when they least expect them. While you cannot always protect yourself from harm, you can defend your finances against the impact of your injury by investing in accident insurance.

What is Accident Insurance?

Personal insurance coverage from accidents helps to finance the cost of both medical and out-of-pocket expenses if you have been injured in unforeseen circumstances. Any incidentals incurred while injured are typically covered by the insurance, including ambulance rides, hospital stays, emergency treatment, or even loss of income.

Policies may vary, so it is important to compare them when selecting the best option for you and your family. While some function like standard disability insurance, others pay out a cash benefit for each incident. It is also imperative to look into the claim schedule of your policy as each program has a unique payout schedule and cash limit.

Why Do I Need Insurance for Accidents?

There are many ways to benefit as an owner of an incidental insurance policy:

  • If you and your family have a health insurance plan with a high deductible, you are able to save quite a bit of money on your monthly payment. An additional insurance policy for accidents is inexpensive, and it can help fill in the gap to pay for incidentals that your primary insurance does not cover.
  • If your children get into an accident, they are not covered by any workplace disability insurance. Having a separate incidental plan for your family would help cover unforeseen medical expenses if they were ever in an accident.
  • There are many medical expenses that a typical health insurance policy may not cover. Air ambulances, meals, parking, overnight lodging, and childcare can get expensive, and many times an unprepared individual can get stuck paying for these items out of pocket.

When finding the right accident insurance, make sure to compare many policies to ensure that you are getting the best for your family’s everyday lives and exploratory undertakings.

 

If you are reading this on any other blog than JT Insurance Services or via my RSS Feed, it is stolen content without credit.
You can find me on Twitter via @Obamacare_Guru
Come and visit our blog at http://healthplansforyou.com/blog/

Life Insurance | JT Insurance

Taking Care of Loved Ones With Affordable Life Insurance Policies

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Death is not something that most people want to dwell on. Facing mortality often leaves people feeling uncomfortable, and wanting to think about more pleasant things. The fact remains however, that eventually every person will die. The important thing to remember is that there are many people who have to deal with a person’s death once they have moved on. Death comes with a number of financial burdens that need to be considered. The cost of possible medical expenses, funerals, headstones and burial plots is enough to cripple some of individuals left behind to mourn financially. This is why it is important to have adequate life insurance policies. Continue reading Taking Care of Loved Ones With Affordable Life Insurance Policies →

Health insurance Quote In Calabasas | JT Insurance

Receive a Free Health Insurance Quotes to Pick the Best Insurance Plan Available

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There are many people in Calabasas and the surrounding areas who are in desperate need of health insurance. They worry about the well being of their family should something terrible happen. These people want to know that their children will be taken care of if they break a bone, or come down with a life threatening illness. Many insurance companies require a monthly premium that some people can just not afford. This is why it is important to do a little research, and find affordable health insurance for both individuals and families. It may require looking at many health insurance quotes in Calabasas before one can find the best coverage at an affordable cost, but it is possible to do so. Continue reading Receive a Free Health Insurance Quotes to Pick the Best Insurance Plan Available →

Obamacare’s Slow Beginning Begins To Pick Up

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The beginning day of Obamacare’s website was obviously a failure.  Several reports of the site crashing and very low enrollment percentages had the country very upset to say the least.  But just how many people actually enrolled on the first day?  A recent report shows that a single person was able to enroll the first day.  Luckily the process has been fixed and is up and running at full speed.  Obamacare’s success is beginning to rise, helping people in search of health care insurance.  Read more about this story here.

You can find me on Twitter via @Obamacare_Guru
Come and visit our blog at http://healthplansforyou.com/blog/

Health Insurance Quotes Calabasas

What You Can Learn From a Health Insurance Quote

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If you are unfamiliar with quotes and how they work, then getting something like an insurance quote might seem confusing at first. There is a lot of information and numbers to process, and sometimes even when you think you understand what the quote is saying, you might not. Most health insurance quotes Calabasas companies provide have a lot of valuable information. You can learn about what sort of plans are within your reach, what sort of coverage you might most benefit from, and even other affordable options. Continue reading What You Can Learn From a Health Insurance Quote →

Obamacare Insurance | JT Insurance Services

Living With Obamacare Insurance

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With the passing of the Affordable Care Act, more reasonably priced health insurance has been made available for Americans. Also known as Obamacare insurance, the Affordable Care Act was signed in March of 2010 and offers Americans a healthcare alternative. Even though the act was signed in 2010, it will not fully take effect until 2022. Until then, reforms will be enacted on a year-by-year basis. Continue reading Living With Obamacare Insurance →