Year over year, accident insurance sales are growing, and it doesn’t look like this growth is going to stop any time soon. With accident coverage being among the top three voluntary products that employers request, voluntary accident insurance guarantee coverage for a very affordable price, typically.
Click here to read the full article by Ingrid Case for Benefits Pro.
If you were to find yourself suddenly ill or in an accident that prevented you from working, ensuring the wellbeing of yourself and your family would be incredibly important. To prepare for the unexpected, investing in accident insurance may be a good step to take. Generally, policies are priced “according to your age, general health and the amount you want to receive if you have to make a claim.”
Click here to read the full article by Kara Gammell for the Guardian.
Anyone who has been seriously injured in any type of accident knows that it can be extremely expensive. Going to the hospital, receiving x-rays, pain medication, on-going physical therapy, can all add up very quickly. That is why many individuals feel better if they have accident insurance. This type of insurance is meant to ease the financial burden that an accident may cause. There are three basic types of this kind of insurance.
The first type is called car accident insurance. Car accidents can be extremely hard to predict, and when they do occur, they can cause a lot of damage. This type of insurance can apply to any type of road vehicle, including motorcycles, cars, and trucks. This insurance can provide coverage for damages to the vehicle, as well as injuries that are sustained during the incident. Many individuals will also get insurance that will cover any accident that they have while they are traveling either domestically or internationally. It focuses on accidental death &dismemberment, or AD&D. The individual with this kind of insurance may receive any applicable life insurance benefits if they are on a trip that has been insured.
The third type of insurance that covers accidents is meant for occupational accidents. Employers will often provide this type of insurance to their employees because they want to mitigate the costs that may accumulate if one of their employees is injured on the job. In the long run, it can save the employers a lot of money. This type of insurance commonly has three components: accidental disability, accidental medical and accidental death & dismemberment.
Many people find that it is important to have accident insurance. One day someone may be perfectly healthy and have no medical problems whatsoever, but that can all change in a flash unfortunately. Those who have adequate insurance will be able to pay for necessary medical costs so they can get back on their feet as soon as possible.
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A new study surveyed small, medium, and large businesses, asking whether or not the employers provided employees with access to accident insurance and their number of workers comp claims. Results show that over 40% of businesses that offer an option for disability or accident insurance have seen declines in workers compensation claims.
Click here to read the full article for WorkersCompensation.com.
Senator Durbin of Illinois is seeking President Obama’s support to promote a strict youth concussion policy. Durbin has introduced the Protecting Student Athletes from Concussions Act, which requires a “when in doubt, sit it out” policy, parent notification of student injury, and a doctor’s note to return to playing the sport. This policy change could drastically improve concussion rates and minimize accident risk for youth.
Click here to read the full article by Ramsey Cox for The Hill.