Category Archives: Uncategorized

Dodge Dental Dollar Dilemmas With a Dental Insurance Quote

Dodge Dental Dollar Dilemmas With a Dental Insurance Quote | JT Insurance ServicesThe American population spends millions of dollars every year on diet plans and gym memberships in an attempt to become healthier. The thing that they do not realize is that proper health begins in the mouth and what they really need to do is get a dental insurance quote.

The Surgeon General reports that untreated oral health conditions can potentially result in life-threatening diseases. Heart disease, diabetes, oral cancer, lung disease, and premature births are all conditions that may show their first symptoms in the mouth. These diseases result in the deaths of millions of Americans every single year.

Adults are not the only ones who suffer when they skip their dental visits. Children who do not receive proper dental care can suffer in their long-term development. Height and weight can both be affected by a lack of treatment and children can develop speech problems as well.

Visiting a dentist annually can help to prevent many of these afflictions or help to detect them early on. Your dentist will be able to assess your health condition at your check up and refer you to your regular physician for follow-up analysis. The only problem is that many people do not visit their dentists on a regular basis.

Dental coverage is not typically included in a standard health insurance policy. Some people are lucky enough to be covered by their employers, but others are not and they forego coverage due to the fear of not being able to afford the additional policy. Surprisingly, dental coverage can be quite affordable and a dental insurance quote is easy to get.

Price quotes can be obtained online and over the phone. Insurance brokers and agents can usually provide you with information on multiple dental options and assist you in selecting the one that is right for you. Getting a dental insurance quote and spending a little money now towards the health and well-being of you and your family can save you thousands of dollars in hospital bills in the future.

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Should You Purchase Travel Insurance?

Should You Purchase Travel Insurance? | JT Insurance ServicesWith the summer in full swing, many individuals may be preparing for vacations and wondering whether or not they might need to purchase any type of travel insurance. Medical travel insurance is a good idea to ensure that any and all unexpected medical necessities are taken care of to safeguard your health while on vacation. However, be sure to check your insurance plan first, in case it already covers overseas medical emergencies.

Click here to read the full article by Lindsay Gellman for Wall Street Journal.

Different Types of Health Insurance Plans

Different Types of Health Insurance Plans | JT Insurance ServicesWhen seeking coverage for your health needs, it is very important to be educated in regards to the different types of health insurance plans that are available to you. Four common types of plans are health maintenance organizations (HMOs), preferred provider organizations (PPOs), point-of-service plans (POSs), and health savings accounts (HSAs). Exclusive Provider Organization (EPO)and Fee For Service (FFS) are also other options. Reading up and educating yourself on the differences between these plans is critical in your search for the best types of health insurance for you.

Click here to read the full article for WebMD.

Insurance Industry Unites to Address Gender Diversity

Insurance Industry Unites to Address Gender Diversity | JT Insurance ServicesWith every industry progressing by way of gender diversity, major players in the insurance field met earlier this month to address increasing the roles of women in leadership positions in the insurance workplace. Women have historically been underrepresented in leadership within the insurance industry and gender diversity is being emphasized across the sector to bring more success and opportunity to the insurance field overall.

Click here to read the full article by Bill Ross for PropertyCasualty360.

What You Should Know About Travel Insurance | JT Insurance Services

What You Should Know About Travel Insurance

When considering whether or not to purchase travel insurance, you may want to weigh the costs and benefits. Generally, you are encouraged to purchase travel insurance if you are investing a significant amount of money in the trip, if you are leaving the country, have a complex itinerary, or are on Medicare. On the other hand, if you are traveling domestically for a shorter period of time, not investing as much in the trip, or if aspects of your trip would not be covered, you may not need to invest in travel insurance.

To read more about the do’s and don’t’s of travel insurance, click here for the full article from Huffington Post.

Youth Concussion Policy to Minimize Accident Risk | JT Insurance Services

Youth Concussion Policy to Minimize Accident Risk

Senator Durbin of Illinois is seeking President Obama’s support to promote a strict youth concussion policy. Durbin has introduced the Protecting Student Athletes from Concussions Act, which requires a “when in doubt, sit it out” policy, parent notification of student injury, and a doctor’s note to return to playing the sport. This policy change could drastically improve concussion rates and minimize accident risk for youth.

Click here to read the full article by Ramsey Cox for The Hill.

Cover Oregon | JT Insurance Services

Oregon to Join Federal HealthCare Exchange

The state of Oregon began the year with a mission to bring its residents an easier way to obtain health care.  They created their own statewide website that would potentially help people get Obamacare, health, medical, and all types of insurances, as well as save the state money by managing the patients themselves.  With expectations similar to those of Obamacare, the site had difficulties.  6 months and millions of dollars later, Oregon has decided to join the federal Healthcare.gov site along with the majority of the country.  Read more about this story here.

You can find me on Twitter via @Obamacare_Guru
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Health Insurance Quotes in Calabasas

Find Health Insurance Quotes in Calabasas By Finding The Right Medical Care Provider

While you are getting health insurance quotes in Calabasas, you will also want to start researching doctors in your area who can provide you with exemplary medical care. You have to go on more than experience and education when it comes to finding the perfect doctor, you also have to select a doctor with whom you truly connect with and feel comfortable around. Just as you want to take your time when deciding on health insurance, the same applies when deciding on a doctor.

Continue reading Find Health Insurance Quotes in Calabasas By Finding The Right Medical Care Provider

Covered California Affordable and Flexible Health Insurance Solutions

Health insurance can be a very complicated subject, especially if you have questions regarding recent changes to coverage requirements. Since not everyone is eligible for health insurance coverage from their job and may not qualify for income-specific forms of coverage, Covered California is making affordable health insurance available to groups, individuals, and families. Simple health insurance solutions are in sight and more affordable than you expect.

One of the challenges regarding selecting a health insurance plan is determining exactly what coverage needs you actually have. If you have been diagnosed with particular disorders then your treatment needs are fairly well-known. Continue reading Covered California Affordable and Flexible Health Insurance Solutions

Family Health Insurance | Protect your Family

Protect Your Family By Getting Great Health Insurance

As your family grows, you want to make sure you have the best family health insurance has to offer. You never know when an accident will occur or when you or your child could develop a serious health problem.  Family health insurance can give you the protection you need when it comes to these medical expenses.

Without proper health insurance, medical costs can be extremely high; sometimes exceeding hundreds of thousands of dollars. When you get health insurance, you and the insurance company have a contract where they agree to pay a portion of the medical costs you may have in case of an accident or sickness. Some of the plans that are available will provide you and your family with free preventative care. This could include screenings, check-ups, vaccines, and sometimes even prescription drugs. Continue reading Family Health Insurance | Protect your Family