Five factors may have an effect on affordable health insurance rates come 2015. According to the Washington Post, medical costs, customer health, customer age, competition within the insurance market, and overhaul-related changes could sway insurance prices in the next fiscal year.

Click here to read the full article on the Washington Post.

With the Obamacare’s moves toward a more centralized healthcare system, some have raised the question of whether or not free health insurance would be exploited as a resource. There is fear that that such access and no need for payment would lead people to overconsume resources. However, it seems that this myth may be debunked– there is no proof that countries that provide low-cost or even free healthcare spend more. The United States as a country spends the most per-capita on healthcare in the world, and other countries with free or low-cost healthcare options spend much less.

Click here to read the full article by Michael Hiltzik for the Los Angeles Times.