Category Archives: health insurance

Health Insurance | JT Insurance Services

America’s Split of Health Care

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Recent studies have shown dramatic differences in accessibility for health care among the states of America.  The states with stronger health care systems have far less deaths per year then those who struggle to obtain  help.  The Affordable Health Care Act sought out to help this situation, but with the option to opt out of the Medicaid expansion, several states and their people are being left behind.  Learn more from this study here.

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Types of Health Insurance | JT Insurance Services

Choosing Between the Types of Health Insurance

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Getting the right health insurance for you and your family is not the easiest thing in the world. There are many steps and complicated things to consider. The first problem most people come across is determining what kind of health insurance they need. There are many different types of health insurance available to everyone. Finding which type works best for you is important. What are some of the most common options? Continue reading Choosing Between the Types of Health Insurance →

Covered California | JT Insurance Services

How the Affordable Care Act and Covered California Have Changed Health Insurance

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Just prior to the introduction of the Affordable Care Act, nearly 40 million people in the United States under the age of 65 were uninsured. These people, including a large proportion of people who were not covered in California, would generally forego basic health care needs such as yearly check-ups and dental visits and would only see a physician when they became gravely ill. As a result, the treatment for the serious illnesses of the uninsured ended up being much more expensive than it would have been in the case of universal coverage. Continue reading How the Affordable Care Act and Covered California Have Changed Health Insurance →

Free Health Insurance | JT Insurance Services

How Do You Qualify for Free Health Insurance?

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With the rollout of the Affordable Care Act, many people still have a lot of questions. April 15 brings the end of the first open enrollment period. This means that now people will either have coverage, or face tax penalties for going without. Some people have seen some drastic changes to their health insurance plans and premiums. One of the biggest questions has to do with qualifying for subsidies or free health insurance. To see whether or not you qualify, you need to know the number of people in your household, as well as your annual income. After that, a lot depends on where you live. Continue reading How Do You Qualify for Free Health Insurance? →

Health Insurance Quote in Thousand Oaks

Choosing the Right Plan With Health Insurance Quotes in Thousand Oaks

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To better help you estimate the cost of an insurance plan under the newly introduced Affordable Care Act, you can consult an insurance agent to receive health insurance quotes in Thousand Oaks. If you are getting ready to purchase a new insurance plan, perhaps through a new employer, you have probably been provided with some rather confusing tables outlining the various costs and benefits. It can be quite overwhelming to make an informed choice based on all these facts and figures. An insurance agent can help you better understand the meaning of all the values listed. Continue reading Choosing the Right Plan With Health Insurance Quotes in Thousand Oaks →

Requirements to Change Marketplace Health Insurance in California | JT Insurance Services

How to Find the Best Affordable Medical Insurance

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Obamacare is in effect, so every citizen of the United States must now have health insurance or face tax penalties. Because of this change, you may be searching for the most affordable medical insurance you can find for your family. Choosing medical insurance can seem like a daunting task. Between differences in premiums, co-payments and deductibles, there is a lot to consider. Here are some tips on how to find the best insurance plan for you and your family. Continue reading How to Find the Best Affordable Medical Insurance →

Obamacare Insurance | JT Insurance Services

How to Get Help with Obamacare Insurance

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If you thought that health insurance was confusing before, it might seem a little more confusing now that there are certain mandates in place. These mandates mean that all US citizens need to have an appropriate insurance plan by April 15, 2014, or they face tax penalties. This is great news for those who have struggled to get approved for insurance in the past. It can be frustrating news for those who are still confused about what to do. If you don’t understand what to do about Obamacare insurance, then you need to call and ask your questions to an insurance agency and find out what plans are available to you.

Continue reading How to Get Help with Obamacare Insurance →

Affordable Health Insurance When You're Out of Work | JT Insurance Services

How to Find Low Cost Medical Insurance

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Even though health insurance has undergone a lot of changes recently, the process of finding policies still remains much the same. While some people might be comfortable sticking with the plan that they already have in place, others might be curious as to whether or not they actually qualify for low cost medical insurance. To find out, you just need to compare different policies with different companies. To find the best plans, you need to gather quotes, ask any questions that you may have, and choose the most affordable option that provides you with desirable coverage.

Continue reading How to Find Low Cost Medical Insurance →

Family Health Insurance | JT Insurance Services

How High Deductible Family Health Insurance Plans Work With Deductibles

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If you have never had a high deductible family health insurance plan, you might be unfamiliar with how the deductible works. Rather than waiting until you have to use your insurance to ask about the deductible, both you and your family will be better off getting a clearer picture of how your insurance works before you actually need to use it.

Continue reading How High Deductible Family Health Insurance Plans Work With Deductibles →